 What
have you got to show for the money you earned last year? If
your answer is "nothing" or "not much,"
it’s probably because you don’t have a budget and savings
plan in place. We know it sounds dull. We could think of a
hundred more exciting things to do with a spare evening, too,
but setting up a budget is not hard, and the rewards are tremendous.
Spend a few hours doing the numbers and you’ll have an easier
time saving money, and a better idea of why and how you spend
your money. And, by this time next year, you’ll have something
to show for your hard work!
Click on Your Budget for help
figuring out where your money goes and where at least some
of it should be going. The Accounts
page will help you choose the best places to put the money
you are saving (Hint: That mayonnaise jar is not the answer.)
And Credit and Debt will give you
some pointers on dealing with both within the reality of your
income.
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